Annuity Basics for Pennsylvania - Best Interest Standards (4 CE Credits) - This program is the mandatory continuing education course for individuals with the authority to sell annuities in Pennsylvania. It includes sections on annuity principles and concepts, annuity uses, Pennsylvania and Federal taxation, Pennsylvania sales practices including replacement, and annuity suitability best interest requirements as mandated by the Pennsylvania Insurance Department. Emphasis is placed on understanding annuity uses with a focus on promoting consumer suitability based upon Pennsylvania's revised Annuity Suitability Best Interest Standard under Act 99.

 

Pennsylvania Long Term Care Insurance (8 CE Credits) - This program is the mandatory continuing education course for individuals marketing Long Term Care insurance in Pennsylvania. It addresses long term care needs, providers and services, federal and state laws governing long term care, Medicare, Pennsylvania Medicaid, Pennsylvania Partnerships policies, taxation, self-funding, and other alternatives to manage long term care needs. Emphasis is placed on understanding long term care uses with a focus on promoting consumer suitability.

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Pennsylvania Long Term Care Insurance (4 CE Credits) - This program is the mandatory continuing education renewal course for individuals marketing Long Term Care insurance in Pennsylvania. It addresses long term care needs, providers and services, federal and state laws governing long term care, Medicare, Pennsylvania Medicaid, Pennsylvania Partnerships policies, taxation, self-funding, and other alternatives to manage long term care needs. Emphasis is placed on understanding long term care uses with a focus on promoting consumer suitability.

 

​Pennsylvania Insurance Regulations (4 CE Credits) - The program will address Pennsylvania statutes and regulations that affect producers and insurers. Emphasis is placed on understanding the statutes and regulations to promote compliance with state and federal laws and regulations.

 

​Insurance Regulations – Understanding a Producer's Responsibilities (2 CE Credits) - The program will address statutes and regulations that affect producers. Emphasis is placed on understanding the statutes and regulations to promote compliance with state and federal laws and regulations.

 

Understanding the Home-Based Business (2 CE Credits) - The program will review the common insurance policies that are used to insure the home-based business market. Emphasis is placed on understanding the limitations found in the Homeowners Policy with a review of endorsements and other coverages commonly used to meet the needs of the home-based business market.

 

Insuring a Small Business (2 or 4 CE Credits) - The program will review the common insurance policies that are used to insured the small business market. Emphasis is placed on identifying the exposures of a small business and understanding the limitations found in the Businessowner Policy with a review of endorsements and other common policy coverages commonly used to meet the needs of the small business owner market.

 

Contractual Liability (2 CE Credits) -- The program will analyze Contractual Liability from a coverage perspective. Emphasis is placed on understanding the contractual policy language of the Commercial General Liability Policy and the Business Auto Policy and their application in actual practice settings.

 

Certificates of Insurance and Additional Insured Status (2 CE Credits) - The program will analyze common Certificates of Insurance and review Additional Insured Status from a coverage perspective. Emphasis is placed on understanding the proper use of Certificates of Insurance, the use of Additional Insured Endorsements and their application in actual practice settings.

 

Insuring the Contractor Exposure (2 CE Credits) – The program will review common insurance policies used to insure the construction contractor market. Emphasis is placed on identifying these exposures and understanding the limitations found in common commercial policies. A review of endorsements, contractional provisions and liability transferring methods (additional insured status, indemnifications agreements, etc.) commonly used to meet the needs of the contractor market will be examined.

 

Insuring the Lease Exposure (2 CE Credits) - The program will analyze the lease exposure from a coverage perspective. Emphasis is placed on understanding the exposure of renting and/or leasing for both property owners and tenants. Legal liability, hold-harmless and indemnity agreements and their application to common personal and commercial policies are examined.

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Insuring the Rental Car Exposure (2 CE Credits) - The program will analyze the rental car exposure from a coverage perspective. It will address how various car rental coverage programs offered by car rental companies provide coverage, or lack thereof, in comparison to the Personal Auto Policy and the Business Auto Policy. Emphasis is placed on understanding the policy language, the limitations of rental car coverage, the Pennsylvania Motor Vehicle Financial Responsibility Law and their application in actual practice settings. Risk management options are provided.

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Planning for Retirement (1 or 2 CE Credits) - This program will address funding for retirement and health care needs. Emphasis will be placed on understanding the eligibility of Social Security retirement benefits along with both qualified and non-qualified retirement planning sources. Funding statistics, including the costs of delaying contributions along with retirement planning strategies will also be addressed.

 

Health Insurance for Senior Citizens (2 or 3 CE Credits) - The program will address the various methods of providing health care for senior citizens. Emphasis is placed on understanding both the private and public health care options available to senior citizens and their applications to producers.

 

Social Security (3 or 4 CE Credits) - The program will analyze Social Security. Emphasis will be placed on understanding eligibility, retirement, survivor and disability benefits, and the processes required to file for benefits under the Social Security Act. 

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Social Security – Survivorship and Retirement Planning Strategies (2 CE Credits) - The program will analyze Social Security from a coverage and filing strategy perspective. Emphasis will be placed on understanding eligibility, retirement, survivor and disability benefits and the processes required to file for benefits under the Social Security Act. Personally owned life insurance, disability insurance, retirement plans and their integration with Social Security benefits will also be addressed.

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